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#80715b;border-radius:7px;background-color:#1a1a1a;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' viewBox='0 0 14 9'%3E%3Cpath d='m1 1 6 6 6-6' fill='none' stroke='%23f5f3ed' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center;color:#f5f3ed}.payment-simulation{gap:18px}.simulation-heading{display:grid;gap:7px}.simulation-heading p{color:var(--ink-3);font-size:14px;line-height:1.5}.payment-simulation form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:16px}.simulation-field{display:flex;flex-direction:column;min-width:0;gap:8px}.simulation-action{grid-column:1 / -1}.simulation-label{color:var(--ink);font-size:13px;font-weight:700}.simulation-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.simulation-options button{min-height:46px;height:auto;padding:10px;border:1px solid var(--control-border);border-radius:10px;background:var(--control-surface);color:var(--ink);font-size:14px}.simulation-options button.selected{border-color:var(--gold);background:var(--control-selected);color:var(--ink);box-shadow:inset 0 0 0 1px var(--gold)}.simulation-options button:hover,.simulation-picker-trigger:hover,.simulation-picker-options button:hover{border-color:var(--gold);background-color:var(--control-hover)}.simulation-field input{width:100%;min-width:0;min-height:46px;padding:10px 13px;border:1px solid var(--control-border);border-radius:10px;background:var(--control-surface);color:var(--ink);font:500 15px var(--sans)}.simulation-picker-trigger{display:flex;align-items:center;justify-content:space-between;width:100%;min-height:46px;height:auto;gap:12px;padding:10px 13px;border:1px solid var(--control-border);border-radius:10px;background:var(--control-surface);color:var(--ink);font:500 14px var(--sans);text-align:left}.simulation-picker-trigger.open{border-color:var(--gold);box-shadow:0 0 0 2px #e9d69d}.simulation-picker-trigger>span:first-child{min-width:0;overflow-wrap:anywhere}.picker-chevron{flex:none;width:9px;height:9px;border-right:2px solid var(--ink);border-bottom:2px solid var(--ink);transform:rotate(45deg);transition:transform .15s;margin-right:3px}.simulation-picker-trigger.open .picker-chevron{transform:rotate(225deg)}.simulation-picker-options{display:grid;gap:4px;max-height:260px;overflow-y:auto;padding:6px;border:1px solid var(--control-border);border-radius:12px;background:var(--control-surface);box-shadow:0 8px 22px #14100817}.simulation-picker-options button{display:flex;align-items:center;justify-content:space-between;gap:10px;width:100%;min-height:44px;height:auto;padding:9px 11px;border:1px solid transparent;border-radius:8px;background:transparent;color:var(--ink);font:500 14px var(--sans);text-align:left}.simulation-picker-options button span{min-width:0;overflow-wrap:anywhere}.simulation-picker-options button strong{flex:none;font-variant-numeric:tabular-nums}.simulation-picker-options button.selected{background:var(--control-selected);border-color:var(--gold)}.simulation-submit{min-height:46px;height:auto;align-self:end;padding:10px 20px;background:var(--gold);color:var(--color-on-accent);font-size:14px}.simulation-error{padding:10px 12px;border-radius:9px;background:var(--danger-surface);color:var(--ember);font-size:14px}.simulation-result{display:grid;gap:12px;padding-top:16px;border-top:1px solid var(--line-2)}.simulation-result h3{font-size:18px}.simulation-result-scroll{max-width:100%;overflow-x:auto}.simulation-result table{width:100%;border-collapse:collapse;font-size:13px;text-align:left}.simulation-result th,.simulation-result td{padding:11px 10px;border-bottom:1px solid var(--line-2);vertical-align:top}.simulation-result th{color:var(--ink)}.simulation-result td{font-variant-numeric:tabular-nums}@media(max-width:640px){.forecast-head,.forecast-head .seg{width:100%}.forecast-head .seg{display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}.forecast-head .seg button{min-width:0;padding:6px 3px;font-size:12px}.chart-summary{grid-template-columns:1fr}.chart-summary-low{flex-direction:row;align-items:center;justify-content:space-between;gap:8px}.chart-summary-events{gap:6px}.payment-simulation form{grid-template-columns:1fr}.simulation-options{gap:6px}.simulation-options button{padding:8px 4px;font-size:13px}.simulation-submit{width:100%}}.language-control{display:inline-flex;align-items:center;gap:7px;color:#d8d2c6;font-size:12px;font-weight:700}.language-control select{min-height:35px;padding:5px 31px 5px 10px;font-size:12px}.insight-panel{background:radial-gradient(circle at 91% 5%,rgba(212,168,77,.21),transparent 32%),linear-gradient(135deg,#23231f,#161817);border:1px solid 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span{color:#e8c46e;font-weight:800;font-size:12px;text-transform:uppercase;letter-spacing:.08em;white-space:nowrap}.insight-advice p{line-height:1.5;font-size:14px}.insight-caveat{color:#d8cba9;font-size:12px;line-height:1.5}.premium-forecast{background:radial-gradient(circle at 50% 0,rgba(217,175,83,.14),transparent 60%),#20221f;border:1px solid #545147;border-radius:16px;padding:12px 12px 16px}.premium-forecast-footer{display:flex;flex-wrap:wrap;align-items:center;gap:13px;padding:8px 10px 0;color:#c9c6bc;font-size:12px}.premium-forecast-footer span{display:inline-flex;align-items:center;gap:6px}.premium-forecast-footer strong{margin-left:auto;color:#f5e3b3;font-variant-numeric:tabular-nums}.forecast-basis{color:var(--muted);font-size:12px;line-height:1.5}.observed-review{align-self:flex-start;margin-top:10px;text-align:left}.dot{width:8px;height:8px;border-radius:50%;display:inline-block}.dot.gold{background:#e5bf6e}.dot.red{background:#d97970}.spending-card{min-width:0}.spending-layout{display:grid;gap:12px}.spending-ring{position:relative;min-width:0}.spending-center{position:absolute;inset:0;pointer-events:none;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px}.spending-center strong{font-family:var(--serif);font-size:clamp(1.4rem,2vw,1.85rem);font-variant-numeric:tabular-nums}.spending-center small{max-width:120px;color:var(--muted);font-size:11px;text-align:center}.spending-list{display:grid;gap:0}.spending-row{display:grid;grid-template-columns:10px minmax(0,1fr) auto;align-items:center;column-gap:9px;padding:8px 0;border-bottom:1px solid var(--line-2);font-size:12px}.spending-row i{width:10px;height:10px;border-radius:3px}.spending-row span{overflow-wrap:anywhere}.spending-row strong{font-variant-numeric:tabular-nums}.spending-row small{grid-column:2/-1;color:var(--muted);font-size:11px}.spending-basis{padding-top:10px;color:var(--muted);font-size:11px;line-height:1.4}.optional-scenario{border:1px solid var(--line);border-radius:14px;background:var(--card)}.optional-scenario summary{cursor:pointer;padding:16px 20px;color:var(--ink);font-weight:700}.optional-scenario>.payment-simulation{margin:0 12px 12px}.driver strong small{display:block;color:var(--muted);font-size:11px;font-weight:600}@media(max-width:850px){.insight-grid{grid-template-columns:1fr}.insight-stat{min-height:0}.insight-advice{grid-template-columns:1fr;gap:7px}}@media(max-width:640px){.insight-panel{padding:20px;gap:18px}.insight-intro{align-items:start;flex-direction:column}.premium-forecast{padding:5px 5px 12px}.premium-forecast-footer strong{width:100%;margin-left:0}}:root:not([data-theme=light]),[data-theme=dark]{--ground-2: #1f1e1b;--card: #141414;--line: #3a3833;--line-2: #2a2926;--ink-2: #d9d6ce;--muted-2: #8a877f;--ember-2: #ffb4b4;--ember-bg: #392425;--ember-line: #6b3a3a;--paper-2: #1f1e1b}:root:not([data-theme=light]) .card,[data-theme=dark] .card{border-color:#daaf3738}:root:not([data-theme=light]) .banner.warn,[data-theme=dark] .banner.warn{background:#2a2415;border-color:#6b5b37;color:#f5d9a8}:root:not([data-theme=light]) .chip.warn,[data-theme=dark] .chip.warn{background:#2a2415;color:#e8c46e}.shell>.bz{background:transparent}.household-picker{flex-direction:row;align-items:center;gap:12px}.cycle-review{flex-direction:row;justify-content:flex-end}@media(max-width:640px){.banner.warn>div{flex-basis:calc(100% - 34px)}}:where(input:not([type=checkbox],[type=radio],[type=file],[type=range]),textarea){min-height:44px;max-width:100%;padding:10px 13px;border:1px solid var(--control-border);border-radius:10px;background:var(--control-surface);color:var(--ink);font:500 15px var(--sans);color-scheme:inherit}:where(input,textarea)::placeholder{color:var(--muted-2)}:where(input,textarea):hover{border-color:var(--gold)}input:focus-visible,textarea:focus-visible,select:focus-visible{outline:2px solid var(--color-focus);outline-offset:1px;border-color:var(--gold)}input:user-invalid{border-color:var(--ember)}fieldset{margin:0;padding:0;border:0;min-width:0}button.primary{min-height:46px;height:auto;padding:10px 22px;background:var(--gold);color:var(--color-on-accent);font-size:14px;border-radius:10px}button.primary:hover:not(:disabled){filter:brightness(1.06)}button.danger{background:transparent;color:var(--ember);border:1px solid var(--ember);min-height:44px;height:auto;padding:10px 18px;border-radius:10px}button.danger:hover:not(:disabled){background:var(--danger-surface)}button.danger:disabled{border-color:var(--line);color:var(--muted)}.onboarding{max-width:760px;width:100%;margin:0 auto;padding:clamp(20px,4vw,36px);gap:22px}.onboarding-head{display:grid;gap:8px}.onboarding-head h2{font-size:clamp(1.5rem,4vw,2rem)}.onboarding-head .eyebrow{margin:0;color:var(--gold);letter-spacing:.16em}.onboarding-head p{line-height:1.5}.form-grid{display:grid;gap:22px}.form-grid fieldset{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.form-grid legend{grid-column:1 / -1;padding:0 0 10px;margin-bottom:16px;width:100%;color:var(--muted);font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;border-bottom:1px solid var(--line-2)}.field{display:flex;flex-direction:column;gap:7px;min-width:0;color:var(--ink);font-size:13px;font-weight:600}.field input,.field select{width:100%}.field 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srgb,var(--ember) 45%,transparent);border-radius:12px;background:color-mix(in srgb,var(--ember) 6%,transparent)}.danger-zone h3{margin:0;color:var(--ember)}.danger-zone code{font-weight:700;color:var(--ink)}.danger-actions{display:flex;gap:10px;flex-wrap:wrap}.settings-links{font-size:13px}[data-theme=light] .topbar{background:var(--card);color:var(--ink);border-color:var(--line);box-shadow:0 6px 20px #1410080f}[data-theme=light] .topbar h1{color:var(--gold)}[data-theme=light] .topbar .muted,[data-theme=light] .language-control{color:var(--ink-3)}[data-theme=light] .topbar .secondary{background:var(--card);color:var(--ink);border-color:var(--line)}[data-theme=light] .topbar .nav{background:var(--ground-2)}[data-theme=light] .topbar .nav-link{color:var(--ink-2)}[data-theme=light] .topbar .nav-link.on{background:var(--gold);color:var(--color-on-accent)}[data-theme=light] .topbar select{background-color:var(--control-surface);border-color:var(--control-border);color:var(--ink);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' viewBox='0 0 14 9'%3E%3Cpath d='m1 1 6 6 6-6' fill='none' stroke='%23323943' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E")}:root:not([data-theme=light]) .banner.error,[data-theme=dark] .banner.error{color:#ffc9c9}.data-panel:focus{outline:none}.data-panel{scroll-margin-top:16px}@media(max-width:640px){.topbar{padding:14px;gap:12px}.topbar-right{width:100%}.topbar-right .nav{flex:1 1 auto;justify-content:space-between}.topbar-right .nav-link{flex:1;padding:0 8px}.data-panel .field-inline{flex-direction:column;align-items:stretch}.data-panel .field-inline input{width:100%}}.duplicate-list{display:grid;gap:8px;padding:12px 14px;border:1px solid color-mix(in srgb,var(--color-warning) 55%,transparent);border-radius:12px;background:color-mix(in 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var(--line);border-radius:12px;background:var(--ground-2)}.recurrence-item:first-child{border-top:1px solid var(--line)}.recurrence-name,.recurrence-amount{grid-column:1 / -1}.recurrence-actions{margin:0 -16px -16px;padding:12px 16px}.recurrence-actions button{width:100%}}.simulation-result td.changed{color:var(--gold);font-weight:700}.sheet-backdrop{position:fixed;inset:0;z-index:50;display:flex;align-items:flex-start;justify-content:center;padding:6vh 16px;overflow-y:auto;background:#0808089e;-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px);animation:sheet-fade .15s ease-out}.sheet{width:min(980px,100%);animation:sheet-rise .18s ease-out}.sheet>.card{box-shadow:0 24px 60px #00000059}@keyframes sheet-fade{0%{opacity:0}}@keyframes sheet-rise{0%{transform:translateY(14px);opacity:0}}@media(max-width:640px){.sheet-backdrop{align-items:flex-end;padding:0}.sheet{max-height:92vh;overflow-y:auto}.sheet>.card{border-radius:18px 18px 0 0}}@media(prefers-reduced-motion:reduce){.sheet-backdrop,.sheet{animation:none}}.uncategorized{display:grid;gap:0;margin-top:10px}.uncategorized .observed-review{margin-top:0;padding:6px 0;text-decoration:none}.uncategorized-row>div{gap:5px}.chip-button{align-self:flex-start;height:auto;min-height:28px;padding:4px 10px;border:1px solid var(--gold);border-radius:999px;background:transparent;color:var(--gold);font:600 12px var(--sans)}.chip-button:hover{background:var(--control-selected)}.banner.error>span{flex:1;min-width:0}@media(max-width:640px){.banner.error{flex-wrap:wrap}.banner.error button{width:100%}}.today{gap:14px;--bz-text: var(--ink);--bz-muted: var(--muted);--bz-control-line: var(--muted-2);--bz-accent: var(--gold);--bz-on-accent: var(--ground);--bz-negative: var(--ember);--bz-warning: var(--color-warning);--bz-positive: var(--leaf);--bz-surface: var(--ground-2);--bz-sans: var(--sans)}.today-item .bz-answer-picture{margin:4px 0 2px}.today-caption{font-size:15px;font-weight:600;line-height:1.45;color:var(--ink);font-variant-numeric:tabular-nums}.today-item.pictured .today-answer{font-size:13px;color:var(--muted)}.today-head{display:grid;gap:6px}.today-head .eyebrow{margin:0;color:var(--gold);letter-spacing:.16em}.today-head h2{font-size:clamp(1.25rem,3vw,1.6rem);line-height:1.25}.today-list{list-style:none;margin:0;padding:0;display:grid;gap:10px}.today-item{display:grid;gap:6px;padding:14px 16px;border:1px solid var(--line);border-left:3px solid var(--muted);border-radius:0;background:var(--ground-2)}.today-item.risk{border-left-color:var(--ember)}.today-item.warn{border-left-color:var(--color-warning)}.today-item.info{border-left-color:var(--gold)}.today-question{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:14px}.today-question strong{flex:1;min-width:12ch}.today-dot{width:9px;height:9px;border-radius:50%;background:var(--muted);flex:none}.today-dot.risk{background:var(--ember)}.today-dot.warn{background:var(--color-warning)}.today-dot.info{background:var(--gold)}.today-source{color:var(--muted);font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase}.today-answer{font-size:15px;line-height:1.5;color:var(--ink);font-variant-numeric:tabular-nums}.today-because{font-size:13px;line-height:1.45;color:var(--muted)}.today-needs{font-size:13px;color:var(--ink)}.today-needs span,.today-clear span{font-weight:700}.today-clear{font-size:13px;line-height:1.6;color:var(--muted)}@media(max-width:640px){.today-item{padding:12px}.today-source{width:100%;padding-left:17px}}.profile{gap:18px;max-width:880px;width:100%;margin:0 auto}.profile-head{display:grid;gap:8px}.profile-head p{line-height:1.5}.profile-section{display:grid;gap:14px;padding-top:16px;border-top:1px solid var(--line-2)}.profile-sheet .profile-section{border-top:0;padding-top:0}.profile-section-head{display:grid;gap:4px}.profile-section-head h3{font-size:1.05rem}.form-grid-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.profile-contracts{display:grid;gap:12px}.profile-contract{display:grid;grid-template-columns:minmax(0,2fr) minmax(0,1.3fr) minmax(0,1fr) auto;align-items:end;gap:10px}.profile-actions{display:flex;align-items:center;justify-content:flex-end;gap:12px;flex-wrap:wrap}.profile-ok{color:var(--leaf);font-size:14px}.today-needs{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap}.today-needs p{font-size:13px;color:var(--ink)}@media(max-width:640px){.form-grid-fields,.profile-contract{grid-template-columns:1fr}.profile-actions button,.today-needs button{width:100%}}